personal finance – Debra Newby Watkins CPA

Keeping Your Budget Organized

What tools do you use for your personal budgeting? Ever wonder if you are saving enough to last through retirement or if you have the money for a trip you’ve been wanting to take? What about teaching your children the value of a dollar and how to save, delay gratification when they see an item they want?

Tara Siegel Bernard, a personal finance reporter for the New York Times explains her preferred method of saving and recommends a variety of Aps that may help you on your journey to better money management.

Among her suggestions, Mint, You Need a Budget, and PiggyBot (for kids). Read more here: Spending Is as Easy as Pushing a Button. The Hard Part? Keeping Track.

Resolution: Budget

Is one of your New Year’s goals to better manage your money? Do you often find yourself stressed about your budget, or lack there of? Want to make a real go of saving, paying-off debt and creating financial solvency? Stephen B. Smith for Young Money offers nine suggestions to better manage your finances and to achieve your goals. 9 Nifty New Year’s Resolutions .

May you have health, wealth and happiness in 2017.

Debt Relief Can Be Simple

Ever considered consolidating your debt in order to make it more manageable? Do you have a list of each of your creditors along with how much you owe? Or have you ever wondered why you don’t have enough on a monthly basis for all the necessities? Then this article is for you! How to Pay off Debt: 6 Steps to Success. Debt relief is a simple process if you form a plan and stick to it and if you need it, I am always here to help!