{"id":1704,"date":"2019-11-23T16:32:00","date_gmt":"2019-11-23T21:32:00","guid":{"rendered":"http:\/\/www.nw-cpa.com\/?p=1704"},"modified":"2019-11-23T16:32:00","modified_gmt":"2019-11-23T21:32:00","slug":"too-good-to-be-true","status":"publish","type":"post","link":"https:\/\/www.nw-cpa.com\/?p=1704","title":{"rendered":"Too Good to be True?"},"content":{"rendered":"<p style=\"text-align: justify;\"><a href=\"http:\/\/www.nw-cpa.com\/wp-content\/uploads\/2019\/11\/payday-loans-featured-web-810x422.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-1705\" src=\"http:\/\/www.nw-cpa.com\/wp-content\/uploads\/2019\/11\/payday-loans-featured-web-810x422-300x156.jpg\" alt=\"\" width=\"300\" height=\"156\" srcset=\"https:\/\/www.nw-cpa.com\/wp-content\/uploads\/2019\/11\/payday-loans-featured-web-810x422-300x156.jpg 300w, https:\/\/www.nw-cpa.com\/wp-content\/uploads\/2019\/11\/payday-loans-featured-web-810x422-768x400.jpg 768w, https:\/\/www.nw-cpa.com\/wp-content\/uploads\/2019\/11\/payday-loans-featured-web-810x422.jpg 810w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Earnin, the latest iteration of payday lending that advertises a no-fee, but tips appreciated model seems too good to be true. \u00a0Their website boasts having raised over $190\u00a0million from investors. Venture capitalists tend to be well informed individuals with a sense for solid business plans and they&#8217;ve given Earnin a large amount of money. \u00a0The pay-it-forward model sounds great and even\u00a0feels warm and fuzzy, but can it last?<\/p>\n<h1 class=\"ArticlePage-headline\"><a href=\"https:\/\/www.latimes.com\/business\/story\/2019-11-15\/earnin-payday-loans\">Column:\u00a0It\u2019s called Earnin. I have no idea how the company ever turns a profit<\/a><\/h1>\n","protected":false},"excerpt":{"rendered":"<p>Earnin, the latest iteration of payday lending that advertises a no-fee, but tips appreciated model seems too good to be true. \u00a0Their website boasts having raised over $190\u00a0million from investors. Venture capitalists tend to be well informed individuals with a sense for solid business plans and they&#8217;ve given Earnin a large amount of money. \u00a0The &hellip; <a href=\"https:\/\/www.nw-cpa.com\/?p=1704\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Too Good to be True?<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[1311,1308,334,1312,1310,1309,1306,1307],"class_list":["post-1704","post","type-post","status-publish","format-standard","hentry","category-personal-finances","tag-earnin","tag-individual","tag-loans","tag-no-fee-loans","tag-no-fees","tag-pay-it-forward","tag-payday-loans","tag-venture-capitalist"],"_links":{"self":[{"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/posts\/1704","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1704"}],"version-history":[{"count":1,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/posts\/1704\/revisions"}],"predecessor-version":[{"id":1706,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/posts\/1704\/revisions\/1706"}],"wp:attachment":[{"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1704"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1704"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1704"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}