{"id":1309,"date":"2016-08-31T12:13:21","date_gmt":"2016-08-31T17:13:21","guid":{"rendered":"http:\/\/www.nw-cpa.com\/?p=1309"},"modified":"2016-08-31T12:13:21","modified_gmt":"2016-08-31T17:13:21","slug":"long-term-care-worth-it-or-not","status":"publish","type":"post","link":"https:\/\/www.nw-cpa.com\/?p=1309","title":{"rendered":"Long Term Care, Worth It Or Not?"},"content":{"rendered":"<p style=\"text-align: justify;\"><a href=\"http:\/\/www.nw-cpa.com\/wp-content\/uploads\/2016\/08\/v_3975.jpg\" rel=\"attachment wp-att-1310\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-1310\" src=\"http:\/\/www.nw-cpa.com\/wp-content\/uploads\/2016\/08\/v_3975-300x200.jpg\" alt=\"v_3975\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.nw-cpa.com\/wp-content\/uploads\/2016\/08\/v_3975-300x200.jpg 300w, https:\/\/www.nw-cpa.com\/wp-content\/uploads\/2016\/08\/v_3975-768x512.jpg 768w, https:\/\/www.nw-cpa.com\/wp-content\/uploads\/2016\/08\/v_3975-1024x683.jpg 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Long term care insurance is quickly losing its shine. \u00a0In the 1990s these policies were sold in large numbers and seen as the best way to preserve your style of living as you aged. \u00a0 Since that time, premium rate increases due to high\u00a0claim volumes and low lapse rates have made the plans much less affordable. \u00a0Darla Mercado for CNBC examines when these policies may be right for you and what other ways you can plan for unexpected care needs in\u00a0<strong><a href=\"http:\/\/www.cnbc.com\/2016\/08\/24\/less-is-more-the-dilemma-over-long-term-care-insurance.html\">Less is more: The dilemma over long term care insurance<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Long term care insurance is quickly losing its shine. \u00a0In the 1990s these policies were sold in large numbers and seen as the best way to preserve your style of living as you aged. \u00a0 Since that time, premium rate increases due to high\u00a0claim volumes and low lapse rates have made the plans much less &hellip; <a href=\"https:\/\/www.nw-cpa.com\/?p=1309\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Long Term Care, Worth It Or Not?<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,231],"tags":[722,100,723,719,718,724,721,720],"class_list":["post-1309","post","type-post","status-publish","format-standard","hentry","category-personal-finances","category-retirement-2","tag-claims","tag-insurance","tag-lapse-rates","tag-long-term-care","tag-long-term-care-policy","tag-premium","tag-premium-rate-increase","tag-unexpected-illness"],"_links":{"self":[{"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/posts\/1309","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1309"}],"version-history":[{"count":1,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/posts\/1309\/revisions"}],"predecessor-version":[{"id":1311,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=\/wp\/v2\/posts\/1309\/revisions\/1311"}],"wp:attachment":[{"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nw-cpa.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}